Calculators
Standard and simple calculators
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the 'Calculate' button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
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How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the 'Calculate' button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
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%
M
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How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the 'Calculate' button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
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%
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How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the 'Calculate' button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
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| Table of Comparison | Original Instalment | New Instalment |
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Repayment Term
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Last Instalment
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Total Amount Paid
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How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the 'Calculate' button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
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Required Information
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Transfer Costs
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Bond Costs
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Bond Calculator
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*How calculated: South African banks will allow you to qualify for a home loan repayment of up to 30% of your joint, gross, monthly income (your total joint income before tax and expenses have been deducted). This ensures they comply with the National Credit Act of South Africa. The next item that banks will look at is your net monthly income minus your total monthly expenses. The affordability calculator will find out what your estimated home loan amount will be. Please note we set the default interest rate to the current prime lending rate. The actual interest rate you get from the bank will be based on your credit profile so it could be either higher or lower than the prime lending rate.
*Disclaimer: Please note we use the current interest rate as the default. This calculator is meant to provide estimates based on the indicated amounts, rates and fees. We have made every effort to ensure the accuracy of these calculations, however, we cannot be held liable for inaccuracies. We do not accept liability for any damages arising from the use of this calculator.